Thank you for choosing Westlake Dermatology. Please understand that the services you elect to participate in imply a financial responsibility and you are ultimately responsible for payment of your bill. If you have any financial questions about your visit, please contact our Billing Department as soon as possible, as we may have deadlines to resolve any discrepancies. We accept cash, checks, Mastercard, Visa, Discover, and American Express. Finance options are available for transactions of $300 or more. FSA or HSA cards may be used for medical payments, but are not accepted for cosmetic procedures or product purchases.
Please review each policy listed below.
Private Pay (Self-Pay): I understand that if I do not have health insurance, full payment is due at the time of service.
Policy Benefits / Non-Covered Charges: I understand it is my responsibility to know my insurance policy coverage and benefits and to notify Westlake Dermatology of any insurance changes in a timely manner. Many insurance companies have additional stipulations that may affect your coverage. You are responsible for any amounts not covered by your insurer. Services rendered may be considered non-covered by insurance and/or may be subject to a deductible in addition to a copay. I understand I have the right to refuse any services before they are rendered if I think they are non-covered services or not payable by my insurance. We will not become involved in disputes between you and your insurance company regarding non-covered charges, diagnoses, copays, cost-shares, or deductibles. Please refrain from asking our office to change a diagnosis or procedure code in order for the visit to be covered by your insurance company.
Out-of-Network Insurance Plans: I understand that full payment is required if I choose to be seen using an out-of-network insurance plan.
In-Network Insurance Plans: I understand I must provide a copy of my current insurance card in order to file an insurance claim. If I do not have my insurance card, full payment may be due at the time of service. I authorize the release of my medical information necessary to process an insurance claim on my behalf. I understand that I am financially responsible for all charges and I understand and agree to this financial policy. I request that my medical insurance carrier make any payment to Westlake Dermatology for services rendered to me.
Copayments: I understand that all copays are due at the time of my appointment and before I see the provider. Due to the fact that Westlake Dermatology physicians are specialists, a higher copay may be required.
Managed Care (HMO) Plans or Health Select: I understand it is my responsibility to obtain any and all necessary referrals including referrals for follow up visits if my plan requires one. We will strive to keep you informed of how many visits are remaining on a referral and/or the expiration date, but it is ultimately the responsibility of the patient to know this information and to make the necessary arrangements through their primary care physician. If you do not have a current referral on file, you may be asked to reschedule your appointment.
Ancillary Services: Westlake Dermatology has default providers for pathology, lab, X-ray, and other ancillary services. I understand that if I have a preferred provider that is not the default selection, that is my responsibility to make this request at the time of service. I understand that I am responsible for paying these ancillary services, which are billed separate from Westlake Dermatology charges.
Worker’s Compensation: I understand that Westlake Dermatology does not file worker’s compensation claims. Full payment is due at the time of service.
Returned Checks: I understand that personal checks returned for non-sufficient funds may be charged a fee of $25. Balances must be handled by cash, credit card, or money order.
Past Due Accounts: I understand that all outstanding accounts will be turned over to a collection agency after three statements and one pre-collection letter is mailed. Please contact us before this if you would like to set up payment arrangements.
By signing this Financial Policy Notice you, the guarantor, acknowledge that you have read, understand, and accept the above policies.